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Debt Snowball Update

July 21st, 2018 at 12:41 pm

Again, this is really just for me to keep track of our progress. Paying off Lenscrafters.


Accounts left to pay off

Truck

***Under $1500***
CitiBank CC
Capital One CC
Discover CC
Target CC
PayPal #1
Dell

***Under $1k***
Walmart
BN CC
Home Depot
Amazon
Ulta
PayPal #2
Old QS CC
BuyPower CC
iPhone
Venus CC

***Paid Off***
Lenscrafters CC 7/'18
Lowes CC 7/'18
JCP CC 5'18
QS CC ??/'18
CareCredit CC ??/'18


Cell Savings

July 17th, 2018 at 08:08 am

I took some time yesterday to really delve into combining our cell phone plans as we are with different carriers. When all was said and done, we ended up saving $63/mo versus our previous individual plans. We also got a $100 accessories gift card for the store.

$63 more to the debt snowball starting in September.

I also went to buy a new hair clip with my very small pocket money allowance, and was appalled that they were $5. I needed a new one, so decided to buy it anyway. When I got to the register, I had $3 in rewards (!), so paid only $2 for the clip.

I also had a $10 off a $10 purchase at Staples, so bought a $9.99 pack of blank discs and a .99 storage bin.

It was a good money day. Now, if I could sell any of the things I put on CL, I'd be super happy as I could actually pay off a debt.

July Debt Snowball Progress

July 13th, 2018 at 09:26 am

Hopefully I can look back on this over the coming months and see how much progress I've made. We are being financially strangled by a million small minimum payments on credit cards. The plus side of that is with so many with balances under (and mostly well under) $1k, progress comes quickly and keeps me motivated.

Accounts left to pay off

Truck

***Under $1500***
CitiBank CC
Capital One CC
Discover CC
Target CC
PayPal #1
Dell

***Under $1k***
Walmart
BN CC
Home Depot
Amazon
Ulta
PayPal #2
Old QS CC
BuyPower CC
Venus CC
iPhone
Lenscrafters CC

***Paid Off***
Lowes CC 7/'18
JCP CC 5'18
QS CC ?? '18
CareCredit CC ?? '18

Debt as of March1st

February 28th, 2011 at 01:27 pm

So it's not the first until tomorrow, I just want to get this in. My plan is to update at the beginning of each month so I can track my progress. I estimated last month, so these numbers are correct.

Target: $24.40 paid
HSN: $39.00
PayPal Pay Later: $140.00
Merrick Bank: $465.31
Orchard Bank $443.40
Capital One: $1362.63
AT&T (last phone bill)$135.00

It is so little debt in the grand scheme of things, but it seems like it is taking forever to pay off!

Paid
Macys
IKEA
Sam's Club

Debt as of 2/20/11

February 20th, 2011 at 01:41 pm

Target: $24.40
HSN: $39.00
PayPal Pay Later: $170.00
Merrick Bank: $451.00
Orchard Bank $428.00
Capital One: $1326.00

I don't know what my student loan payment will be because I'm going to be on the Income Contingent Plan. I am going to begin an Ed.D. program, but my job pays tuition. YAY!! I should add that $3K per year to my income as I will use it every year.