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My $20 Challenge

September 10th, 2006 at 10:06 am

I'be been trying to figure out what to do for a $20 challenge for the past few weeks. I've been trying to find some new place where I've been 'leaking' money, and it finally came to me. I budget $40 for gas every other week for both of our cars, and don't go over that unless we have a long trip somewhere (rarely) or I have to travel for work and my reimbursement for travel is mailed to me after the fact. However, we are often under the budgeted amount, and I leave that extra in the checking account, where, eventually, we spend it on something else.

So, my $20 challenge will be to transfer all of the budgeted money I don't use for gas to my $20 challenge account. It won't be much, and it will only be every other week, but I feel like that is an area that I 'cheat' in by treating that extra bit of money as fun money and wasting it. I only have an emergency fund account set up at ING, so I am going to try to set up a subaccount today to get my challenge started. I don't know what I am going to use that money for yet, but I'm sure I can come up with something. :-)

2 Responses to “My $20 Challenge”

  1. LuxLiving Says:

    It's a plan!!!

  2. ima saver Says:

    good for you!

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